According to a report published in TOI, on an average Indians spend 2.5 hours a day on different apps on their smartphone. So if we are already spending so much time on the apps and scrolling through Facebook feed why not use some of this time to earn some money also? Not a bad deal, no? Plus you get better returns as compared to Fixed Deposits and saving accounts interest as well.

Here are some of the apps where you can start small and learn to eventually bet big.

Zebpay is a digital platform through which you can buy and sell Bitcoins in India. It is as hassle-free as it could be on an app, without you digging deep to understand the technology behind this magic.

FYI, Bitcoin is a worldwide cryptocurrency and digital payment system that is claiming the interest of investors all around the world. When you look at the present scenario, one Bitcoin is worth hundreds of dollars. At present value of a single Bitcoin is swinging between Rupee 4,50,000 to Rupee 5,50,000.

So here is the game, You can download the app put your money into bitcoin wallet and start purchasing bitcoin for as small as Rs 1000. You just need to track the changing value of the Bitcoin and then sell and purchase accordingly. One of my friends had put about Rs 1.70 lakh in Bitcoin for around six months and the value jumped to 3 lakh. Isn't that a smart investment?

We are not suggesting you risk all your money but you can definitely start learning by putting Rs 1000 at first. You can also transact your money back from your wallet to your bank account just with a click. It is that easy. You will also get a joining bonus money in your wallet when you make your first purchase of bitcoin.

Here is what it looks like. 

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Tez is just another mobile payments service in the pool but it has been developed by Google. Google has developed this app especially targeting users from India. What's special about this app is that you can transfer money to anyone and with that, you get a lucky draw each time you transact at least Rs 500. There could be three scenarios with each transaction. One is you will often get a scratch and earn around 1 to 100 or more, second is you can win something in thousands and thirdly you may get 'better luck next time'. One of my friends got Rs 8,500 in a single transaction. Happy him!

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Unocoin is another popular bitcoin wallet introduced in the Indian market by a Bengaluru-based company.

When you first sign up on this wallet with the code, 'TTA200' you get Rs 200 worth bitcoin in your wallet which you can also use for mobile recharge or BookMyShow wallet recharge as well.

What differentiates Unocoin from Zebpay is that Unocoin is also available on the website and the transaction time is lesser as compared to Zebpay.

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We all know about Paytm but many of us have yet not tried our hands at Paytm Gold. 

With the help of digital wallets like Paytm, you can actually buy gold for as small an amount of Rs 1 and above, or 0.1 gram and above. The cashless transaction while buying gold makes it so much easier for the user to bet upon a chance. You could also do your daily analysis of the gold market and then start investing as you see fit. Best of luck.

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Fyers is a mobile trading app or you can say an online stockbroker which serves as a trading platform in India. With the help of Fyers you can save up to 95% brokerage costs which earlier used to get wasted on the middleman's commission.

You can just download their app and others like it and start investing small as per your understanding. You can start with 1000 bucks in your wallet and choose the sector you want to invest in. It is that simple.

Also read, 5 Small Investments Smart People Are Making Money From And So Could You